Deposit Scheme · Auto Pay SIP
Auto Pay SIP Scheme for Systematic Investment
Build long-term savings through automated, systematic investments — flexible tenure, safe cooperative structure.
The Auto Pay SIP Scheme offered by Dnyankrupa Multistate Co-operative Credit Society Ltd. is designed for individuals who want to build long-term savings through systematic and disciplined investments.
This scheme allows members to invest regularly through an automated payment system, helping them build wealth gradually without worrying about manual deposits every month. It is a convenient and flexible savings option for individuals who want to create financial stability through consistent investments.
- Flexible investment plan
- Safe and structured savings
- Convenient automated deposits
- Suitable for long-term financial planning
Benefits of Auto Pay SIP Scheme
- Simple investment product which offers safety and flexibility.
- No limit for maximum period of deposit.
- Minimum amount of deposit starts from ₹2500.
- No limit for maximum deposit amount.
- Option of premature or partial withdrawal in case of urgent funds requirement without penalty.
These benefits allow members to invest according to their financial capacity while maintaining flexibility.
Rate of Interest
The Auto Pay SIP scheme provides competitive returns based on the investment tenure. • Rate of Interest ranges depending on tenure • Senior citizens receive an additional 0.5% interest benefit The interest structure ensures stable growth and predictable maturity value for investors.
AutoPay (SIP) Deposit Chart
Systematic monthly investment with 36-month tenure.
| Monthly Deposit | Maturity Amt. | Tenure |
|---|---|---|
| 2,500 | 1,05,956 | 36 Month |
| 5,000 | 2,11,912 | 36 Month |
| 7,500 | 3,17,868 | 36 Month |
| 10,000 | 4,23,825 | 36 Month |
* Terms & Conditions apply.
Why Choose Auto Pay SIP?
Automated Savings System
The scheme allows automatic deposits, making it easy for members to maintain disciplined savings.
Flexible Investment Tenure
Members can choose investment duration based on their financial planning goals.
Long-Term Wealth Creation
Regular contributions help accumulate significant savings over time.
Convenient Investment Method
Automation removes the need for manual deposits, ensuring consistency in saving.
Eligibility
- Any individual who is resident of India.
- Minimum age limit is 18 years.
- Accounts can also be opened for minors through guardians.
Documents Required
To open an Auto Pay SIP account, the following documents are required:
- Identity Proof of depositor
- Address proof of depositor
- In case of minor accounts, guardian's documents and signature required
Who Should Invest in Auto Pay SIP?
This scheme is ideal for:
- Salaried professionals
- Small business owners
- Families planning long-term savings
- Individuals looking for systematic investment plans
- Investors building long-term financial security